Can Medical Debt Threaten Your Home Ownership in Kansas City, Missouri?

Understanding Medical Debt and Property Seizure in Missouri

In Kansas City, Missouri, understanding the relationship between medical debt and property seizure is crucial for homeowners. Medical debt can become a significant financial burden, leading to potential legal actions that may threaten homeownership.

In Missouri, creditors can initiate lawsuits to recover unpaid medical bills, potentially resulting in a judgment against the debtor. If granted, this judgment could allow creditors to place liens on real estate properties owned by the debtor.

A lien essentially means that the creditor has a legal claim on the property as collateral for the unpaid debt. Although Missouri laws provide some protection for primary residences through homestead exemptions, these exemptions have limits that may not fully protect all homeowners against substantial medical debts.

It’s essential for residents of Kansas City (State of Missouri) to be aware of these legal mechanisms and explore options such as negotiating payment plans with healthcare providers or seeking professional guidance—Reliable Cash House Buyers can help those navigating the financial and legal complexities associated with medical debt.

Key Laws That Protect Missouri Homeowners From Creditor Claims

In Kansas City, Missouri, homeowners facing medical debt have certain legal protections against creditor claims that could threaten their homeownership. The state of Missouri provides a homestead exemption, which is designed to safeguard a portion of the homeowner’s equity from creditors.

This exemption can be crucial for individuals struggling with significant medical bills, as it limits the amount of a home’s value that creditors can pursue in the event of a debt collection or bankruptcy. Also, federal laws like the Fair Debt Collection Practices Act (FDCPA) provide extra protection by controlling how creditors and collection agencies can go after debts, helping to stop harsh or unfair methods that could lead to threats of losing a home.

Understanding these key laws and exemptions is essential for Missouri homeowners who are navigating financial challenges due to overwhelming medical expenses and want to ensure their property remains secure from creditors’ actions.

Legal Protections Against Home Seizure for Medical Bills in Kansas City

In Kansas City, Missouri, homeowners facing medical debt may have concerns about the potential for home seizure. Fortunately, there are legal protections in place that can help safeguard against this possibility.

Under Missouri law, a creditor cannot force the sale of a debtor’s primary residence to satisfy unsecured debts like medical bills due to the homestead exemption. This exemption protects a portion of a homeowner’s equity from creditors, providing some peace of mind for those struggling with significant healthcare expenses.

Additionally, federal laws such as the Fair Debt Collection Practices Act (FDCPA) offer further protection by regulating how collectors can pursue debts, ensuring that individuals are not harassed or unduly pressured into selling their homes. While these measures do not eliminate medical debt itself, they provide crucial safeguards that prevent creditors from directly targeting your home as repayment for unpaid medical expenses.

Understanding these legal protections is essential for homeowners in Kansas City who are navigating the challenges of managing health-related financial burdens while maintaining their property ownership.

Exploring Homestead Exemptions for Missouri Residents with Medical Debt

In Kansas City, Missouri, residents facing medical debt may find themselves concerned about the security of their home ownership. However, understanding Missouri’s homestead exemptions can provide some peace of mind for homeowners.

The state of Missouri offers certain protections through its homestead exemption laws, which can safeguard a portion of a homeowner’s equity from creditors seeking to collect on unpaid medical bills. Under Missouri law, the homestead exemption allows individuals to protect up to $15,000 of their home’s value from most creditors.

This means that even if someone is struggling with significant medical debt, they cannot be forced to sell their primary residence as long as its equity does not exceed this amount. For married couples or those filing jointly in bankruptcy proceedings, the protection can double, offering up to $30,000 in exemption.

It’s crucial for Kansas City homeowners burdened by medical expenses to understand these legal safeguards and how they might apply to their specific situation. By doing so, they can better navigate the complexities of managing financial liabilities while maintaining the stability and security of their home ownership amidst mounting healthcare costs.

Bankruptcy Options for Protecting Real Estate From Medical Creditors

In Kansas City, Missouri, homeowners facing the threat of medical debt often consider bankruptcy as a viable option to protect their real estate assets from creditors. Chapter 7 and Chapter 13 bankruptcy are the most common routes for individuals seeking relief from overwhelming medical bills while safeguarding their homes.

Under Chapter 7 bankruptcy, individuals might be able to discharge unsecured medical debt entirely, although they must qualify under certain income criteria. This can provide a fresh start but may require the liquidation of some assets, though homestead exemptions could protect primary residences up to a specific value.

Alternatively, Chapter 13 bankruptcy allows homeowners to reorganize and repay debts over a three-to-five-year period without forfeiting property. This repayment plan can prioritize catching up on mortgage payments while alleviating pressure from medical creditors through court-approved arrangements.

Understanding the nuances of these bankruptcy options is crucial for Kansas City residents aiming to balance medical debt management with homeownership preservation.

Navigating Medical Debt: Your Rights as a Missouri Homeowner

Navigating medical debt as a homeowner in Kansas City, Missouri, requires understanding your rights and the potential impact on homeownership. In Missouri, medical debt can pose significant challenges, but there are protections in place to help homeowners manage these financial burdens.

It’s crucial to know that while unpaid medical bills can lead to collection actions, they do not directly result in losing your home due to homestead exemptions that protect a portion of your home’s equity from creditors. However, failing to address medical debt can still affect your credit score, which might complicate refinancing or securing loans.

Homeowners should explore options like negotiating payment plans with healthcare providers or seeking assistance from non-profit credit counseling services to mitigate the risk of liens or other adverse financial consequences. Understanding the statute of limitations on collecting medical debt in Missouri is also important; typically, creditors have up to ten years to initiate legal action for unpaid debts.

By staying informed about their rights and available resources, homeowners in Kansas City can better navigate the complexities of medical debt without jeopardizing their homeownership status. If you’re unsure where to begin or need personalized advice, don’t hesitate to reach out to us.

How to Prevent Losing Your Home Due to Unpaid Medical Bills in Missouri

In Missouri, particularly in Kansas City, unpaid medical bills can pose a significant threat to homeownership, but there are proactive steps individuals can take to mitigate this risk. It’s crucial for homeowners to communicate with healthcare providers and negotiate payment plans that fit their budget, preventing the accumulation of overwhelming medical debt.

Consulting with financial advisors or nonprofit credit counseling services can provide guidance on effectively managing medical expenses alongside mortgage obligations. Additionally, understanding state-specific protections and legal options is vital; Missouri offers certain homestead exemptions that may shield your home from creditors.

Exploring health insurance options through employer benefits or government programs can also reduce out-of-pocket costs and prevent future debt escalation. Staying informed about consumer rights related to medical billing errors and disputing inaccuracies promptly can further safeguard against unjust financial burdens threatening home security in Kansas City.

If you’re already facing mounting medical debt and fear losing your home, selling your property quickly may offer a practical way to avoid foreclosure and regain financial control. Homeowners in situations like these often turn to cash home buyers in Kansas City and neighboring cities who can close deals fast and with minimal complications, allowing sellers to settle debts without the delays of traditional real estate processes. These companies typically purchase homes as-is, making them an ideal option for individuals who need immediate relief from financial pressure caused by unpaid medical bills.

What To Do If You’re Struggling With Medical Debt and Are Facing Foreclosure in The Kansas City Area

If medical debt is pushing you toward foreclosure in Kansas City, Missouri, you need to protect yourself and your home. Contact your lender or servicer as the first step. Have a conversation about your situation and all possible options, like loan modification or forbearance.

A HUD-approved housing counselor will assist you with navigating the available options, as they will understand the paperwork intricacies.

You may also contact some of the local non-profits in Kansas City that work to prevent foreclosures, as they offer free, tailored services to residents burdened with medical debt. It’s also beneficial to speak with a legal professional familiar with Missouri foreclosure laws, who can inform you of your rights, possible defenses, and how the moving-out time in foreclosure may affect your situation.

These approaches will allow you to meet some of the basic health issues while protecting your home from the crushing medical expenses.

Plans For Handling Large Medical Bills Without Endangering Your House

In Kansas City, Missouri, solving the problem of large medical bills is essential to ensuring your house does not fall into financial danger. One main tactic is negotiating with healthcare providers to see if they can waive some of the debt or set up a payment plan that is affordable for you.

Aid provided by hospitals and charities does offer some help in the form of grants for nonprofits or charity care. Also, checking for mistakes on your bills to avoid paying more than necessary is always helpful.

Think about working with a financial planner who deals with medical debts. The planner would work with you to come up with a strategy using loans with low interest rates. Frank discussion with creditors makes it possible to devise a plan that, without defaults, preserves home equity and ownership while addressing overdue medical debt obligations.

Assessing Settlements and Payment Plans for Unpaid Medical Debt

In Kansas City, Missouri, meticulously managing medical debt is vital for homeowners worried about losing their home. Assessing settlements and payment plans for unpaid medical debt can be a winning strategy aimed at alleviating financial burden without risking homeownership.

Flexible payment plans are supported by many healthcare providers, which enables individuals to manage their payments over time and alleviates immediate financial pressure. Significant relief can also stem from negotiating settlements on outstanding debts, as creditors are willing to accept reduced payments if they are assured repayment.

Proactive communication with creditors at the initial stages and exploring every possible option to circumvent aggressive debt collection are crucial for homeowners. Using these tactics makes it easier for individuals to maintain their financial stability while protecting the greatest asset—a home—from liens or foreclosure due to unpaid medical expenses.

Resources and Assistance Programs for Missourians Struggling with Healthcare Costs

The worrying problem of medical debt for residents in Missouri, notably around home ownership in Kansas City, can be relieved with assistance from certain programs and alleviative resources. For instance, the Missouri HealthNet program helps cover the basic health care needs of eligible, economically challenged individuals and families, decreasing the financial burden of health expenses on them.

As well as that, some local non-profit Community Action Agency of Greater Kansas City provides medical bill assistance and overall financial counseling. Through the Missouri Department of Social Services, citizens are able to locate some emergency assistance programs that help cover some unexpected healthcare expenses.

The Missouri Housing Development Commission has implemented mortgage payment relief to aid homeowners who are afflicted with insurmountable medical debt. Citizens are also supported by legal aid bodies to help them work through the intricacies of medical debt and creditor negotiations so that citizens are made aware of the options available to them, which help deliver effective financial relief while being able to retain their homes.

The Consequences of Having a Health Insurance Policy on Preventable Indebtedness Associated with Home Loss

The primary function of health insurance is to protect individuals from incurring medical debt, which can lead to loss of homeownership in Kansas City, Missouri. Health insurance plays a major role in covering a broad spectrum of healthcare services, which lessens the financial burden of individuals and families when it comes to dealing with medical emergencies, managing chronic illnesses, or needing treatment.

Possession of comprehensive health insurance in Kansas City draws a line between economic viability and unregulated expenditures. Homeowners facing insurmountable medical bills, inadequate insurance, or a complete lack of support often teeter on the edge of foreclosure and wage stagnation, struggling to meet a mortgage alongside growing healthcare debt.

Health insurance helps alleviate such a burden and diminishes the possibility of financial ruin due to foreclosure by covering essential parts of medical bills and allowing homeowners to strike a balance between paying for crucial health services and maintaining housing security. Furthermore, employer-sponsored health plans coupled with marketplace-based plans accessible within Missouri enhance resident coverage and diminish the probability of home loss due to indebtedness.

Financial Planning Tips to Safeguard Your Property Against Unexpected Health Costs

Navigating the complexities of medical debt while protecting your home in Kansas City, Missouri, requires strategic financial planning. Prioritizing an emergency savings fund is crucial to buffer against unexpected health costs that could impact your mortgage payments.

Homeowners should consider insurance options that offer comprehensive coverage to mitigate out-of-pocket expenses. Regularly reviewing and updating these policies ensures they align with potential health risks and financial capabilities.

Additionally, understanding local laws regarding medical debt collection can provide insight into how such debts might affect property ownership. Consulting with a financial advisor who specializes in both real estate and healthcare expenses can offer tailored strategies for managing medical bills without jeopardizing home equity.

For Kansas City homeowners concerned about preserving their property while managing unexpected health expenses, selling could become a necessary option when finances are stretched too thin. In such cases, working with a company that buys homes in St. Louis and nearby cities can offer a fast and reliable solution. These buyers can provide fair, cash-based offers, allowing homeowners to quickly access the funds they need without the stress of traditional listings or repairs. This route can be especially beneficial when medical bills threaten to derail long-term financial stability and maintaining mortgage payments becomes unsustainable.

Common Misconceptions About Medical Bill Collections and Property Liens

A number of residents in Kansas City, Missouri, have preconceived ideas about the influence of medical debt on home ownership, particularly in having a lien placed on one’s property. One of the common untruths is that having unpaid medical bills will automatically place a lien on one’s home.

It’s important to note that the process is much more intricate and entails multiple legal steps prior to such extreme action being taken. Medical debt collectors need to first secure a court judgment against the debtor. This involves suing the debtor and providing them the chance to defend themselves.

Only after a judgment is secured are creditors able to place a lien on the property in question, but this is not always the case. Many medical debt collectors do not pursue this because of the cost and complexity involved.

Some people assume that owing any amount of money for medical treatment would mean losing their house, but protecting primary residences is often regulated by homestead exemption laws, which prevent forcible sale to cover debt. Understanding these details can help demystify some fears and clarify the reality of the interactions between medical bill collections and property ownership in Kansas City (State of Missouri).

State-Ranch Regulations Influencing the Protection of Assets from Medical Creditors

In Kansas City, Missouri, the law of the particular region governs the extent to which medical debt affects property ownership and the protection of assets from medical creditors. Like other states, Missouri has certain homestead exemptions that aim at safeguarding homeowners from losing their primary residences due to availing unsecured debt, including medical bills.

Nonetheless, this protection is limited to some degree by the amount of equity in the home, whether said equity is within the state’s exemption caps or not. For instance, in Missouri, there is a homestead exemption that permits homeowners a certain level of equity in their homes without creditors being able to seize control of that property.

This issue is critical for medically indigent people because it provides some measure of relief from foreclosure or forced sales by creditors for repayment. Furthermore, knowing the correlation of these statutes with federal bankruptcy shields may help people defend their homes during financial distress induced by medical expenses.

No less critical is the fact that it is the duty of every person who lives in Kansas City, or any other part of America, to be aware of the federal and state laws that govern the policies that result in capital shield exercises, especially in instances when there is a risk of losing a house due to overdue medical charges.

Understanding the Role of Medicaid in Reducing Personal Financial Liability

Medicaid is essential in minimizing personal financial liability, particularly for residents of Kansas City, Missouri, who might have medical debts because of its restraining debt. The government-funded health program alleviates the burden on low-income individuals and families by providing basic medical coverage.

For eligible participants, Medicaid covers expensive out-of-pocket services like hospital stays, doctor visits, and prescription medications. For those grappling with high healthcare costs, Medicaid offers a crucial safety net that protects them from accumulating medical debt that could undermine their financial stability.

Medicaid also acts as a protective barrier for residents in Kansas City, where healthcare spending is exorbitant. Shutting down Medicaid ensures that people don’t have to worry about being forced to choose between tending to their health needs and having secure housing.

Because of this, Medicaid becomes a crucial piece of policies aimed at reducing the already overwhelming financial burden in relation to healthcare costs Missourians have to bear.

How News on Credit Scores Affects the Availability of Loans During a Health Crisis

In an instance, the restrictive market conditions in Missouri further increase the complexity of managing medical debts because they have a critical impact on your credit score, which is already a crucial element used in determining loan eligibility during times of health crises. The usage of credit cards comes with a plethora of unexpected consequences, and medical emergencies further exacerbate the situation by making it impossible for individuals to pay their dues on time.

Lowering credit score poses the risk of losing access to loans and refinancing opportunities that could potentially ease financial burdens, especially in times of health crises. Credit scores serve as a critical parameter for assessing the risk level associated with lending out money. An undesirable rating will make it impossible to secure loans at lower interest rates and may put one at risk of losing the loan altogether.

Homeowners who are looking to maintain good credit scores to secure their homeownership prospects can be faced with trouble as they may want to refinance their mortgage or use home equity lines in the hopes of coping with overwhelming medical bills. This situation is made worse for residents of Kansas City, whose declining credit scores subject them to further financial strain due to chronic health issues.

Tips to Interact with Your Healthcare Providers Regarding Your Billing Issues

Talking about medical billing issues, especially for services rendered, is important for people in Kansas City, Missouri, who are concerned about incurring medical debt and are considering ownership of a house. Having discussions with the doctors, the insurance company, and even the hospital billing office actively can provide solutions to many misunderstandings about charges and payments.

Patients have the right to obtain an explanation of their bills, and in the process, also inquire if financial assistance or affordable repayment plans exist. This includes asking for and reviewing itemized statements to identify errors that may unnecessarily escalate costs.

If unpaid medical bills are likely to accumulate into overwhelming debt, thus destabilizing an individual’s ability to meet mortgage commitments in Kansas City, negotiating lower fees or affordable payment arrangements in advance can provide solutions. By actively engaging with various healthcare professionals as well as billing offices, one is able to deal with complicated medical expenses and safeguard their finances, along with ownership of the house. Preventing Losing a Home Due to Medical Expenses: Healthcare for Kansas Citizens

Rising Healthcare Fees and Stably Maintaining Housing Over the Long Term

The healthcare system of Kansas City, Missouri, poses a serious risk to the housing stability of the overwhelmed homeowners with medical debt. There is an immediate need to ensure that people can retain homeownership while balancing financial obligations using long-term strategies.

Such policies include providing comprehensive healthcare policies that limit out-of-pocket spending caps, along with subsidies for low-income families. Furthermore, providing additional access to financial counseling services can help enable homeowners to cope with balancing medical bills alongside their home loans.

Community aid programs that offer short-term grants/relief or help with covering medical expenses can also mitigate paying healthcare costs that lead to foreclosure. Promoting collaboration between local governments and non-profit organizations, alongside financial institutions, can foster deal arrangements for loans, including set payment schemes designed for people with high medical expenses.

These proactive changes can prepare Kansas City to better absorb the shocks of healthcare costs versus housing insecurity for residents.

FAQs

Can I Lose My House Because of Medical Debt?

Yes, you can potentially lose your house because of medical debt, but it typically doesn’t happen overnight. If unpaid medical bills are sent to collections and a creditor sues you, they may obtain a judgment against you. In some cases, this judgment can lead to a lien being placed on your property.

Medical debt can be a serious risk to homeownership in Kansas City, Missouri. When unpaid bills stack up, collections and creditors are likely to try and legally recover the debt, which may include placing a lien on the house.

In Missouri, once a creditor successfully claims a judgment from a court of law for unpaid medical expenses, there is a likelihood they will try to enforce this judgment by putting a lien on the house. Although this does not automatically mean losing the house, it makes refinancing and selling the property very difficult.

Homeowners burdened with overwhelming medical debt should attempt debt negotiations, seek financial advice, or look into sustainable payment arrangements to limit foreclosure or sales. Having knowledge about specific laws during bankruptcy can help ensure that overwhelming medical debts do not jeopardize the home. Legal representatives in Missouri also play an important role in providing assistance.

Can a Collection Agency Take Your House?

A collection agency generally cannot take your house directly, but they can take legal steps that may put your home at risk. If a collection agency sues you for unpaid debt (including medical bills, credit cards, etc.) and wins a judgment in court, they may be able to place a lien on your property.

Although medical debt collectors do not generally have the power to confiscate assets, they have the legal right to file a claim against the debtor. When the court hears the case and rules in favor of the creditor, then the creditor has the option of obtaining a judgment lien on the debtor’s house.

This lien permits creditors to access the proceeds from a subsequent sale of the property or, in certain situations, mandate a sale via foreclosure, provided the debt remains delinquent. Citizens of Kansas City should be concerned with managing their medical debts and, if faced with lawsuits from debt collectors, be proactive in defending their legal rights.

Having knowledge of local policies pertaining to medical debt collection is important for avoiding scenarios where unpaid medical bills may put an individual’s property at risk.

Can Medical Bills Go to Collections in Missouri?

Yes, medical bills can be sent to collections in Missouri. If you fail to pay a medical bill, typically after 90 to 180 days, healthcare providers may assign or sell the debt to a collection agency, which will then attempt to collect the amount owed. This process can occur regardless of whether you have insurance, as many Missourians with medical debt were insured at the time they received care.

Once a medical debt is in collections, it may impact your credit report. However, recent federal regulations have changed how medical debt is reported. As of January 2025, the Consumer Financial Protection Bureau (CFPB) finalized a rule that removes medical bills from credit reports, preventing them from affecting your credit score.

To avoid these consequences, it’s advisable to communicate with healthcare providers early to arrange payment plans or seek financial assistance. Additionally, understanding your rights under the Fair Debt Collection Practices Act (FDCPA) can help protect you from aggressive or unfair collection practices.

What are the best strategies to protect your home from medical bills?

Blocking off access to your home through medical bills does not only apply to Kansas City, Missouri—it also requires advance planning for the finances involved and precautionary steps. First, you have to get a reliable health insurance plan that specifically caters to every possible expensive medical need you might have, which is a smart step.

If you believe that additional insurance coverage will help, you should consider acquiring some. They could offer cheaper rates or payment plans, so dealing directly with health care providers is another important step to take.

By having an emergency savings account set up for unplanned medical bills, the chance of being behind on mortgage payments is greatly decreased, and financial security is increased. Look into programs designed to provide locals with assistance and support for debt management while protecting their homes on both a local and federal level.

Looking into a financial advisor or housing expert might be helpful. For example, a Kansas City housing counselor could devise a tailored plan that helps maintain the house while fending off crippling medical debt. Proactive action can be taken to better prepare the house against potential costs stemming from medical care.

Need to sell your home fast? Prefer a hands-free sale lacking extensive repairs? Reliable Cash House Buyers is ready to assist. We will take care of everything in a hassle-free manner while also giving out cash offers at prices that are reasonable. Ready to sell or have questions? You can reach us at (816) 451-0753, and we can provide you with offers free of charge. Get started today!

LIENHOLDER	EQUITABLE LIENS	KANSANS	STATE OF KANSAS	MEDICAL SERVICES	HEALTH CARE
MEDICAL CARE	BALANCE BILLING	INSURANCE COMPANY	INSURER	FORECLOSE	STATUTES OF LIMITATIONS
ATTORNEY	LAWYER	LEGAL COUNSEL	LITIGATION	HEALTH CARE PROVIDER	INJURIES
INJURY	COMPENSATION	DAMAGES	ACTUAL DAMAGES	WAGES	PAID OFF
EMAIL	PERSONAL INJURY	PERSONAL INJURY CLAIM	MARRIAGE	GARNISHING WAGES	FINANCES
CREDIT COUNSELOR	COPAYMENTS	CO-PAYMENT	SOLOSUIT	INFORMATION	BORROWER
CONTRACTS	COMPLAINT	BUDGETING	TRUST	TOOL	TEXAS
TAX	TAXATION	SUMMONS	COURT SUMMONS	REPAYMENT PLANS	REAL PROPERTY
MEDICARE	MASSACHUSETTS	HEALTH CARE PROVIDERS	HEALTH PRACTITIONER	HEALTH CARE PRACTITIONER	GFE
GOOD FAITH ESTIMATE	GOOD FAITH	DEDUCTIBLES	DEBT FORGIVENESS	CONSUMER PROTECTION LAWS	COMPANY
CASH	CREDIT INSTITUTIONS	ATTORNEY FEES	ATTORNEY’S FEES	THE UNITED STATES	TERMS OF USE
RESEARCH	PRIVACY	PRACTITIONER	PHYSICAL THERAPY	PHYSICAL THERAPIST	DOCUMENT
CREDIT REPORT	IN MISSOURI IF	A PAYMENT PLAN	TERMS OF USE	MY HOUSE IN MISSOURI	FOR UNPAID MEDICAL BILLS
IN MISSOURI IN MISSOURI	YOUR HOUSE IN MISSOURI	HOUSE GO INTO FORECLOSURE	AND REAL ESTATE IN	LAWYER TO SELL MY	DOCUMENTS NEEDED TO SELL
CLAIM DEED ON A	ESTATE AFTER HOUSE IS	MEDICAL BILLS TAKE YOUR	CLAIM ABANDONED PROPERTY IN	IF THE DEBT IS	AN ESTATE AFTER HOUSE
PROBATE AND REAL ESTATE	TO CLAIM ABANDONED PROPERTY	DEED ON A HOUSE	I NEED LAWYER TO	TERMS OF USE AND	DOES A FORECLOSURE TAKE
SETTLE AN ESTATE AFTER	CAN MEDICAL BILLS TAKE	QUIT CLAIM DEED ON	A FORECLOSURE TAKE IN	TO SETTLE AN ESTATE	DAMAGE TO PROPERTY IN
ADMINISTRATOR OF ESTATE IN	LEGAL ACTION TO COLLECT	GO INTO FORECLOSURE IN	A QUIT CLAIM DEED	NEED LAWYER TO SELL	SALE OF PROPERTY IN
DO I NEED LAWYER	COURT ORDERED SALE OF	LONG DOES A FORECLOSURE	BECOME ADMINISTRATOR OF ESTATE	TENANT DAMAGE TO PROPERTY	ORDERED SALE OF PROPERTY